Don Ritchie's Blog Posts

5 LastMinute Ideas To Prepare For Your Summer BBQ

Barbecue season is here, but when you’re busy having fun in the sun it can be hard to plan ahead. However, just because its last minute doesn’t mean that you can’t throw a successful barbecue

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Before You Look For Your Dream Home Know What You Want Vs What You Need

In this day and age of being able to shop for anything anywhere, it is really important to know what you’re looking for when you start your home search.If you’ve been thinking about buying a

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What You Need To Know About Private Mortgage Insurance PMI

Whether it is your first time or your fifth, it is always important to know all the facts when it comes to buying a home. With the large number of mortgage programs available that allow buyers to

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5 Reasons To Sell Your House This Summer

Here are 5 compelling reasons listing your home for sale this summer makes sense.1. Demand Is StrongThe latest Buyer Traffic Index  from the National Association of Realtors (NAR) shows that

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Time For Your Dream Home Gen X

During the housing market crash, Gen X homeowners lost more wealth than other generations. However, things are changing now! A strong economy, increasing home prices, and the recovery of the housing

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Starting The Search For Your Dream Home Here Are 5 Tips

In today’s real estate market, low inventory dominates the conversation in many areas of the country. It can often be frustrating to be a first-time homebuyer if you aren’t prepared.In a 

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10 Steps To Buying A Home

Some Highlights: If you are thinking of buying a home, you may not know where to start. Here is a simple list of 10 steps that you will go through to purchase a home. Make sure to ask

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The Enormous Divide Between The Headline And The Truth

“I have observed that not the man who hopes when others despair, but the man who despairs when others hope, is admired by a large class of persons as a sage.” - John Stuart Mill (1840s)

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Tips For Preparing Your House For Sale This Spring

20 Tips for Preparing Your House for Sale This Spring [INFOGRAPHIC]Some Highlights: When listing your house for sale, your top goal will be to get the home sold for the best price!

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Do 46 Million Millennials Know They Are Mortgage Ready

Many have written about the millennial generation and whether or not they, as a whole, believe in homeownership as part of attaining the American Dream.Millennials have taken longer to obtain

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What Credit Score Do You Need To Buy A House

There are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be considered for a mortgage.

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Whats Going On With Bidding Wars

In a strong seller’s market, like the one we have experienced over the past few years, bidding wars are common and expected. This makes sense! A seller’s market is defined as a market in which

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Preparing To Spring Forward

Some Highlights: In the majority of the country, this weekend marks the start of Daylight Savings Time as we set our clocks forward an hour on Sunday at 2:00 AM EST. Whether you plan on

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The Housing Market Will Spring Forward This Year

Just like our clocks this weekend, in the majority of the country, the housing market will soon “spring forward!” Similar to tension in a spring, the lack of inventory 

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No Worries Home Prices Coming In For A SOFT Landing

Home prices have appreciated considerably over the last five years. This has some concerned that we may be in for another dramatic correction. However, recent statistics suggest home values will not

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Interest Rates Hit New 12 Month Low

According to Freddie Mac’s Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at their lowest for 2019. Rates like these haven’t been seen since

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What Are The Benefits Of Becoming A Homeowner

Every family has a list of important dates. We celebrate birthdays, anniversaries, pet adoptions…and the list goes on. For 64.4 percent of households in the United States, this list includes the

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Why A Normal Market Is Just What We Need

The housing market has been hot for a while now. Homes have been flying off the shelves as fast as they have been listed. Buyers have been competing in bidding wars just to find a home to buy, let

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Millionaire To Millennials Dont Get Stuck Renting A Home Buy One

In a CNBC article, self-made millionaire David Bach explained that: “The biggest mistake millennials are making is not buying their first home.” He goes on to say that, “If

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5 Reasons To Love Hiring A Real Estate Pro

Highlights: Hiring a real estate professional to guide you through the process of buying a home or selling your house can be one of the best decisions you make! They are there for you to

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One More Time You Do Not Need 20 Down To Buy A Home

The largest obstacle renters face when planning to buy a home is saving for a down payment. This challenge is amplified by rising rents, which has eaten into the amount of money renters have

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Whose Mortgage Do You Want To Pay Yours Or Your Landlords

There are some people who haven’t purchased homes because they are uncomfortable taking on the obligation of a mortgage. However, everyone should realize that unless you are living with your

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5 Reasons Homeowners Throw The Best Super Bowl Parties

Highlights: Watching the big game at home with your friends & family offers many advantages. There’s more room to entertain a large crowd, and you don’t have to worry about complaints

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4 Proven Ways Real Estate Can Build Sizable Family Wealth

Recently, David Greene, co-host of the BiggerPockets podcast and a nationally renowned author and speaker, wrote an article in Forbes explaining how investing in real estate could help build wealth.

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Why It Makes No Sense To Wait For Spring To Sell

The price of any item (including residential real estate) is determined by the theory of ‘supply and demand.’ If many people are looking to buy an item and the supply of that item is limited,

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Think You Should For Sale By Owner Think Again

Some Highlights: For Sale By Owner (FSBO) is the process of selling real estate without the representation of a real estate broker or real estate agent. According to the National

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3 Things You Need In A Shifting Real Estate Market

Whether you are thinking of selling your house or buying a home, today’s real estate headlines can be confusing – perhaps even concerning. What is actually happening with mortgage rates? Are

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The Difference Having A Professional On Your Side Makes

In today’s fast-paced world, where answers are a Google search away, there are some who may wonder what the benefits of hiring a real estate professional to help them in their home

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Last Chance Homes Are A Bargain Compared To Historic Norms

A loaf of bread used to be a nickel. A movie ticket was a dime.  Not anymore. Houses were also much less expensive than they are now. Inflation raised the

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Selling Your Home Make Sure The Price Is Right

Selling Your Home? Make Sure the Price is Right! If you’ve ever watched “The Price is Right,” you know that the only way to win is to be the one to correctly

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Buying A Home Young Is The Key To Building Wealth

Homeowners who purchase their homes before the age of 35 are better prepared for retirement at age 60, according to a new Urban Institute study. The organization

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The Best Time To List Your House TODAY

You may have heard that the housing market is softening. There is no doubt that buyer traffic has decreased. There are fewer purchasers in the market than there were last month and at this

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Top Renovations To Complete Before You Sell Your House

  Some Highlights: If you are planning on listing your house for sale this year, here are the top four home improvement projects that will net you the most Return on

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Excited About Buying A Home This Year Heres What To Watch

As we kick off the new year, many families have made resolutions to enter the housing market in 2019. Whether you are thinking of finally ditching your landlord and

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24 Hours That Suddenly Improved The Market

This year started strong for real estate, but then the market began to soften. Home inventory in the starter and move-up categories dwindled to almost nothing, mortgage rates were projected to rise,

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How To Save Thousands Of Dollars In Interest On Your Mortgage

One of the most common loans you can get to buy a home is a 30-year fixed rate mortgage. If the thought of paying for your home over the course of 30-years seems daunting, here are some easy ways to

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Buyers Are Looking For Your Home Now

Some Highlights: Existing home sales are currently at an annual pace of 5.32 million and have increased on a monthly basis for the last two months.

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4 Quick Reasons NOT To Fear A Housing Crash

There is a lot of uncertainty regarding the real estate market heading into 2019. That uncertainty has raised concerns that we may be headed toward another housing

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5 Reasons To Sell This Winter

Here are five reasons listing your home for sale this winter makes sense.1. Demand Is StrongThe latest Buyer Traffic Report from the National Association of Realtors (NAR) shows

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No Bubble Here How New Mortgage Standards Are Helping

Real estate is shifting to a more normal market; the days of national home appreciation topping 6% annually are over and inventories are increasing which is causing bidding wars to almost

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What If I Wait A Year To Buy A Home

National home prices have increased by 5.4% since this time last year. Over that same time period, interest rates have remained near historic lows which has allowed many buyers to enter

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2008 Vs Now Are Owners Using Their Homes As ATMs Again

Over the last six years, we have experienced strong price appreciation which has increased home equity levels dramatically. As the number of “cash-out”

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Where Are Interest Rates Headed In 2019

The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate, the greater the payment will be. That is why it is

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Homeowners Aged 65 Have 48x More Net Worth Than Renters

Every three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all economic and social

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Further Proof Its NOT 2008 All Over Again

Home sales numbers are leveling off, the rate of price appreciation has slowed to more historically normal averages, and inventory is finally increasing. We are headed into a more normal

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Buyers Dont Be Surprised By Closing Costs

Buyers: Don’t Be Surprised by Closing Costs!Many homebuyers think that saving for their down payment is enough to buy the house of their dreams, but what about the closing costs that are required

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Existing Home Sales Slowed By A Lack Of Listings

Some Highlights: Existing home sales are currently at an annual pace of 5.22 million, which is up 1.4% over last month. This reverses the six-month trend of dips in sales every month. The

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Will Your Side Hustle Buy You A House This Year

The top concern for most first-time home buyers is their ability to save for a down payment. According to a new survey, 36% of millennials took on a second job to

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7 Reasons To List Your House For Sale This Holiday Season

Every year at this time there are many homeowners who decide to wait until after the holidays to list their homes for the first time, while others who already have

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Cost Of Renting Vs Buying A Home

Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced

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Home Sellers In Q3 Netted 61K At Resale

According to a recent report by ATTOM Data Solutions, home sellers who sold their homes in the third quarter of 2018 benefited from rising home prices and netted an

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75 Of Renters Have Been Misinformed

Recently, multiple headlines have been written asserting that homeownership is less affordable today than at any other time in the last decade. Though the headlines

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Why Has Housing Supply Increased As Sales Have Slowed Down

According to the latest Existing Home Sales Report from the National Association of Realtors (NAR), the inventory of homes for sale this year compared to last year has increased for the

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5 Tips When Buying A Newly Constructed Home

5 Tips When Buying a Newly Constructed Home The lack of existing inventory for sale has forced many homebuyers to begin looking at new construction. When you buy a

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Two Myths Holding Back Home Buyers

Urban Institute recently released a report entitled, “Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability,”which revealed that, “Consumers

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Are You Spending TOO Much On Rent

Chances are if you are renting you are spending too much of your income on your monthly housing expense. There is a long-standing ‘rule’ that a household should

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Still Think You Need 1520 Down To Buy A Home Think Again

According to a new study from Urban Institute, there are over 19 million millennials in 31 cities who are not only ready and willing to become homeowners, but are

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Housing Is Still Affordable In The United States

Lately, there have been many headlines circulating about whether or not there is an “affordability issue forming in the housing market.” If you are

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20 Tips For Preparing Your House For Sale This Fall

  Some Highlights: When listing your house for sale, your top goal will be to get the home sold for the best price possible! There are many small

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Baby Boomers Are Downsizing Are You Ready To Move

For a while now baby boomers have been blamed for a portion of the housing market’s current lack of housing inventory, but should they really be getting

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Dispelling The Myth About Home Affordability

We have all seen the headlines that report that buying a home is less affordable today than it was at any other time in the last ten years, and those headlines are

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New Home Sales Up 127 From Last Year

According to the latest New Residential Sales Report from the Census Bureau, new construction sales in August were up 3.5% from July and 12.7% from last year! This marks the second

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Buying A Home Is Cheaper Than Renting In 38 States

Some Highlights: According to a study by GOBankingRates, it is cheaper to buy a home than rent in 38 states across the country. In six states the

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Mortgage Interest Rates Are Still Going Up Should You Wait To Buy

Mortgage interest rates, as reported by Freddie Mac, have increased by close to a quarter of a percent over the last several weeks. Freddie Mac,

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Where Are Mortgage Interest Rates Headed In 2019

The interest rate you pay on your home mortgage has a direct impact on your monthly payment; the higher the rate, the greater the payment will be. That is why it is

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Is The Real Estate Market Finally Getting Back To Normal

The housing market has been anything but normal for the last eleven years. In a normal real estate market, home prices appreciate 3.7% annually. Below, however, are

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Are Homebuyers Starting To Hit The Pause Button

For the last several years, buyer demand has far exceeded the housing supply available for sale. This low supply and high demand have led to home prices

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NAR Reports Show Its A Great Time To Sell

We all realize that the best time to sell anything is when the demand for that item is high and the supply of that item is limited. The last two major reports

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4 Reasons Why Fall Is A Great Time To Buy A Home

Here are four great reasons to consider buying a home today instead of waiting.1. Prices Will Continue to RiseCoreLogic’s latest Home Price Insights report reveals that home prices

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What Does The Future Hold For Home Prices

Home prices are at the top of everyone’s minds. Can they maintain their current pace of appreciation? Will rising mortgage rates negatively impact home values? Will the next economic slowdown

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What Does The Recent Rash Of Price Reductions Mean To The Real Estate Market

Last week, in a new report from Zillow, it was revealed that there has been a rash of price reductions across the country. According to the report: There

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Have You Outgrown Your Starter Home

For many Americans, buying their first home is their first taste of achieving part of the American Dream. There is a sense of pride that comes along with owning your own home and

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Millionaire To Millennials Owning Your Home Can Help You Retire Sooner

In a CNBC article, self-made millionaire David Bach explained that: “Buying a home is the escalator to wealth in America. Homeownership can also

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Stand Out From The Crowd

It’s no secret that a good-smelling, tidy house will appeal the most to buyers. So what else can you do to make sure they will remember your house over the rest?Home inspections are normally done

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The 1 Reason To Put Your House On The Market TODAY

The National Association of Realtors (NAR) released the results of their latest Existing Home Sales Report which revealed that home sales

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Housing Will Not Fall Victim To Next Economic Storm

Some experts are calling for a slowdown in the economy later this year and most economists have predicted that the next recession could only be eighteen months.

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Demand For Homes To Buy Continues To Climb

Across the United States, there is a severe mismatch between the low number of houses for sale and the high demand for those houses! First-time homebuyers are out

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4 REAL Reasons Why We Buy A Home

We often talk about why it makes financial sense to buy a home, but more often than not, the emotional reasons are the more powerful or compelling ones. No matter what

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FirstTime Home Buyers Continue To Put Down Less Than 6

According to the Realtors Confidence Index from the National Association of Realtors, 61% of first-time homebuyers purchased their homes with down payments below 6% in 2017.Many potential homebuyers

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Want To Sell Your House Faster Dont Forget To Stage

Some Highlights: The National Association of Realtors surveyed their members & released the findings of their Profile of Home Staging. 62% of seller’s

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HouseBuying Power At NearHistoric Levels

We keep hearing that home affordability is approaching crisis levels. While this may be true in a few metros across the country, housing affordability is not a challenge

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Rising Interest Rates Have Not Dampened Demand

Since the beginning of the year, mortgage interest rates have risen over a half of a percentage point (from 3.95% to 4.52%), according to Freddie Mac. Even a small rise in

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How Long Do Most Families Live In A House

The National Association of Realtors (NAR) keeps historical data on many aspects of homeownership. One of their data points, which has changed

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The 1 Reason To List Your House For Sale NOW

If you are debating whether or not to list your house for sale this year, here is the #1 reason not to wait! Buyer Demand Continues to Outpace the Supply of Homes for

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Homes More Affordable Today Than 19852000 Homes More Affordable Today Than 19852000 MyKCM Rising

Homes More Affordable Today than 1985-2000 Rising home prices have many concerned that the average family will no longer be able to afford the most precious piece of the

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5 Reasons Millennials Choose To Buy A Home

5 Reasons Millennials Choose to Buy a Home Some Highlights: “The majority of millennials said they consider owning a home more sensible than renting for both

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Are You Wondering If You Can Buy Your First Home

Are You Wondering If You Can Buy Your First Home? There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease.

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You DO NOT Need 20 Down To Buy Your Home NOW

You DO NOT Need 20% Down to Buy Your Home NOW! The Aspiring Home Buyers Profile from the National Association of Realtors (NAR) found that the American

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4 Reasons To Sell This Summer

4 Reasons to Sell This Summer Some Highlights: Buyer demand continues to outpace the supply of homes for sale which means that buyers are often competing with

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3 Issues Facing Todays Real Estate Market

3 Issues Facing Today’s Real Estate Market Last week, the National Association of Real Estate Editors (NAREE) held their 52nd Annual Journalism Conference in Las Vegas,

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Days On The Market Drops To New Low In April

Days on The Market Drops to New Low in April According to recently released data from the National Association of Realtors (NAR), the median

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Did Tax Reform Kill The Luxury Market NOT SO FAR

Did Tax Reform Kill the Luxury Market? NOT SO FAR! The new tax code limits the deduction of state and local property taxes, as well as income or sales taxes, to a total$

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Will Home Prices Fall As Mortgage Rates Rise

Will Home Prices Fall as Mortgage Rates Rise? Mortgage interest rates have increased by more than half of a point since the beginning of the year. They are projected to

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Millennials Are Skipping Starter Homes For Their Dream Homes

Millennials Are Skipping Starter Homes for Their Dream Homes A new trend has begun to emerge. With home prices skyrocketing in the starter home category, many first-time

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5 Reasons Why To Sell This Summer

5 Reasons Why to Sell This Summer! Here are five reasons listing your home for sale this summer makes sense. 1. Demand Is Strong The latest Buyer Traffic Report

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Drop In Inventory Fuels Sales Slowdown

Drop in Inventory Fuels Sales Slowdown Some Highlights: Existing Home Sales are now at an annual pace of 5.46 million. Inventory of existing homes for sale

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Why Have Interest Rates Jumped To A 7Year High

Why Have Interest Rates Jumped to a 7-Year High? Interest rates for a 30-year fixed rate mortgage have climbed from 3.95% in the first week of January up to 4.61% last,

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Dont Wait To Sell Your House Buyers Are Out Now

Don’t Wait to Sell Your House! Buyers Are Out NowRecently released data from the National Association of Realtors (NAR) suggests that now is a great time to sell your home. The

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Is Your First Home Within Your Grasp Now

Is Your First Home Within Your Grasp Now? Some Highlights: According to the US Census Bureau, ‘millennials’ are defined as 18-36-year-olds. According to

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Moving Up To Your Dream Home Dont Wait

Moving Up to Your Dream Home? Don’t Wait!Mortgage interest rates have risen by more than half of a point since the beginning of the year, and many assume that if mortgage rates rise, home values

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Renters Under 50 Want To Buy A Home

Renters Under 50 Want to Buy a Home! Every year, the New York Federal Reserve publishes the results of their Survey of Consumer Expectations (SCE). Each survey covers a

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Access An Important Factor In Getting Your House SOLD

Access: An Important Factor in Getting Your House SOLD! So, you’ve decided to sell your house. You’ve hired a real estate professional to help you through the entire

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Homeownership A Man Is Not A Complete Man Unless He Owns A House

Homeownership: “A Man Is Not a Complete Man, Unless He Owns a House” The famous quote by Walt Whitman, “A man is not a whole and complete man, unless he owns a house

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Real Estate Tops Best Investment Poll For 5th Year Running

Real Estate Tops Best Investment Poll for 5th Year Running Every year, Gallup surveys Americans to determine their choice for the best long-term investment. Respondents

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Home Inspections What To Expect

Home Inspections: What to Expect So you made an offer, it was accepted, and now your next task is to have the home inspected prior to closing. Oftentimes, agents make

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What If I Wait Until Next Year To Buy A Home

What If I Wait Until Next Year to Buy a Home? We recently shared that national home prices have increased by 6.7% year-over-year. Over that same time period,

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50 Of Homes Sold In 30 Days In March

50% of Homes Sold in 30 Days in March Some Highlights: The National Association of REALTORS® recently surveyed their members for their Confidence Index. The

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4 Reasons Why Todays Housing Market Is NOT 2006 All Over Again

4 Reasons Why Today’s Housing Market is NOT 2006 All Over Again With home prices rising again this year, some are concerned that we may be repeating the 2006 housing

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This Just In Data Says May Is The Best Month To Sell Your Home

This Just In: Data Says May is the Best Month to Sell Your Home According to a newly released study by ATTOM Data Solutions, selling your home in the month of May will net

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Baltimore Real Estate And Market Trends

Baltimore: Real Estate and Market Trendsby Than Merrill| @ThanMerrillIt has taken more than five years, but Baltimore has made a steady push towards recovery. The health of the Baltimore real estate

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Existing Home Sales Grow Despite Low Inventory

Existing Home Sales Grow Despite Low Inventory Some Highlights: According to the latest Existing Home Sales Report from the National Association of Realtors, sales grew 1.1% in March to an annual

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Short Of A War Or Stock Market Crash

“Short of a war or stock market crash…” This month, Arch Mortgage Insurance released their spring Housing and Mortgage Market Review. The report explained that an

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New Study Shows Best States For Millennials

New Study Shows ‘Best States for Millennials’ A new study by WalletHub used “30 key metrics, ranging from share of millennials to millennial unemployment rate to

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Ray Lewis 28acre Estate In Baltimore County Is Under Contract

Ray Lewis' 28-acre estate in Baltimore County is under contractEnlargeRay Lewis first listed his Reisterstown estate last year.HOMETRACKByJoanna Sullivan – Editor-in-Chief,

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Home Buying Myths Slayed

Home Buying Myths Slayed [INFOGRAPHIC] Some Highlights: The average down payment for first-time homebuyers is only 6%! Despite mortgage interest rates being

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Rising Prices Help You Build Your Familys Wealth

Rising Prices Help You Build Your Family’s Wealth Over the next five years, home prices are expected to appreciate, on average, by 3.6% per year and to grow by 18%

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A Tale Of Two Markets

A Tale of Two Markets Some Highlights: A trend that has been emerging for some time now is the contrast between inventory & demand in the Premium & Luxury

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Mortgage Interest Rates Have Begun To Level Off

Mortgage Interest Rates Have Begun to Level Off Whether you are a buyer searching for your first home, or a homeowner looking to move up to your next home, you should pay

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What Is Private Mortgage Insurance PMI

What Is Private Mortgage Insurance (PMI)?When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage

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US Housing Market Still In Buy Territory

US Housing Market Still In ‘Buy Territory’! According to the Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Index, the U.S. housing market has continued to move

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VA Loans By The Numbers INFOGRAPHIC

VA Loans by the Numbers [INFOGRAPHIC] Some Highlights: Since the creation of the VA Home Loans Program, 22 million veterans have been able to achieve the American

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House Prices Simply A Matter Of Supply Demand

House Prices: Simply a Matter of Supply & Demand Why are home prices still rising? It is a simple answer. There are more purchasers in the market right now than there are

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Boomerang Buyers Most Qualify For Financing In 23 Years

Boomerang Buyers: Most Qualify for Financing in 2-3 Years According to a new study from Lending Tree, Americans who have filed for bankruptcy may be able to rebuild enough

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What Should You Look For In Your Real Estate Team

What Should You Look for In Your Real Estate Team? How do you select the members of your team who are going to help make your dream of owning a home a reality? What should

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99 Of Experts Agree Home Prices Will Increase

99% of Experts Agree: Home Prices Will Increase Some believe that the combined effects of the new tax code and rising mortgage rates will have an adverse impact on

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Be Thankful You Dont Have To Pay Your Parents Interest Rate

Be Thankful You Don’t Have to Pay Your Parents’ Interest Rate! Interest rates hovered around 4% for the majority of 2017, which gave many buyers relief from rising

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Buyer Demand Still Outpacing The Supply Of Homes For Sale

Buyer Demand Still Outpacing the Supply of Homes for Sale The price of any item is determined by the supply of that item, as well as market demand. The National

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5 Reasons Why To Sell This Spring

5 Reasons Why to Sell This Spring! Here are five reasons listing your home for sale this spring makes sense. 1. Demand Is Strong The latest Buyer Traffic Report from

Read More

20 Tips For Preparing Your House For Sale This Spring

20 Tips for Preparing Your House for Sale This Spring Highlights: When listing your house for sale your top goal will be to get the home sold for the best price

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Is A Major Home Renovation Worth It In The Long Run

Is a Major Home Renovation Worth It in the Long Run?Last week, we shared “7 Factors To Consider When Choosing A Home To Retire In.” For some homeowners, these seven factors can be

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How Much Equity In Your Home

Are You Aware of How Much Equity You Have in Your Home? You May Be Surprised! CoreLogic’s latest Equity Report revealed that 675,000 US homeowners

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Dreaming Of A Luxury Home Nows The Time

Dreaming of a Luxury Home? Now’s the Time! If your house no longer fits your needs and you are planning on buying a luxury home, now is a great time to do so! Recently,

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Its Tax Season Use Your Refund To Jump Start Your Down Payment Saving

It’s Tax Season… Use Your Refund to Jump Start Your Down Payment Savings! According to data released by the Internal Revenue Service (IRS), Americans can expect an

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Is Now A Good Time To Rent

Is Now a Good Time to Rent?People often ask if now is a good time to buy a home, but nobody ever asks when it’s a good time to rent. Regardless, we want to make certain that everyone understands

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Latest NAR Data Shows Now Is A Great Time To Sell

Latest NAR Data Shows Now Is a Great Time to Sell! We all realize that the best time to sell anything is when demand for that item is high, and the supply of that

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6 Factors To Consider Before Buying A Home In 2018

6 Factors To Consider Before Buying A Home In 2018 byJD Esajian|@JDEsajianKey Takeaways With low interest rates and home prices increasing at a very gradual rate, the beginning of 2018 is

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2 Ways To Get The Most Money From The Sale Of Your Home

2 Ways to Get the Most Money from The Sale of Your Home Every homeowner wants to make sure they maximize their financial reward when selling their home. But how do you

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Top 5 Reasons To Hire A Real Estate Professional When Buying Or Selling

Top 5 Reasons to Hire a Real Estate Professional When Buying or Selling!Whether you are buying or selling a home it can be quite the adventure, which is why you need an

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Where Are Mortgage Interest Rates Headed In 2018

Where Are Mortgage Interest Rates Headed in 2018? The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate the

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5 Reasons Homeowners Can Throw Better Super Bowl Parties

5 Reasons Homeowners Can Throw Better Super Bowl Parties! Highlights: Watching the big game at home with your friends & family offers many advantages. ’

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US Housing Inventory Crunch Continues List Your House Today

U.S. Housing Inventory Crunch Continues… List Your House Today!Every winter, families across the country decide if this will be the year that they sell their current houses and move into

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5 Reasons Millennials Choose To Buy

5 Reasons Millennials Choose to Buy Some Highlights: “The majority of millennials said they consider owning a home more sensible than renting for both

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If Youre Considering Selling ACT

If You’re Considering Selling, ACT NOW!!Definitely an aggressive headline. However, as the final data on the 2017 housing market rolls in, we can definitely say one thing: If you are considering

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Why You Need A Professional On Your Team When Buying A Home

Why You Need a Professional on Your Team When Buying a Home Many people wonder whether they should hire a real estate professional to assist them in buying their dream

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Buying A Home Is More Affordable Than Renting In 54 Of US Counties

Buying A Home Is More Affordable Than Renting In 54% Of US Counties According to ATTOM Data Solutions’ 2018 Rental Affordability Report, “buying a median

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We Know Great Homes

We Know Great HomesPosted by AskHomesale.com on January 18, 2018Last year proved to be another successful year of helping our clients reach their real estate goals. Through the combined efforts and

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These 5 Colors Can Help You Sell Your Home

These 5 Colors Can Help You Sell Your Homeby ALEX THATCHERJANUARY 12, 201827Increase the Value of Your Home With a Fresh Coat of PaintWhen it comes to getting the best selling price for your

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Wondering If You Can Buy Your First Home

Wondering If You Can Buy Your First Home? There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might

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The Impact Staging Your Home Has On Sales Price

Some Highlights: The National Association of Realtors surveyed their members & released the findings of their Annual Profile of Home Staging. 50% of staged homes

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HomeBuying In 2018 Purchase In The Winter Or Wait Until Spring

Home-Buying in 2018: Purchase in the Winter or Wait Until Spring?Posted on Dec 11 2017 - 4:18pm by Housecall 374 By Megan Wild The New Year has arrived, and

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Best Things To Do In Baltimore This New Years Eve

Best Things to Do in Baltimore This New Year's EveDecember 28th, 2017bySandra TroccoliinShareIt's almost time to turn the page on another great year in Baltimore, but first we've got to celebrate

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Top 5 Reasons You Shouldnt FSBO

In today’s market, with home prices rising and a lack of inventory, some homeowners may consider trying to sell their home on their own, known in the industry as a For Sale by Owner )

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4 Simple Ways To Boost Curb Appeal

FOR SELLERS4 Simple Ways to Boost Curb AppealPosted by ASKHOMESALE.COM on OCTOBER 30, 2017When selling your home, it’s important to consider the exterior just as much as you do the

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Existing Home Sales Reach Highest Annual Pace In 11 Years

Some Highlights: Existing home sales are currently at an annual pace of 5.81 million, the highest pace since December 2006. The inventory of existing

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Housing Prices Are NOT Heading For Another Crash

Housing Prices are NOT Heading for Another Crash As home values continue to increase at levels greater than historic norms, some are concerned that we are heading for

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Hampden Hosts Miracle On 34th Street

December 11th, 2017bySandra TroccoliinShareHampden Hosts Miracle on 34th StreetWhen you walk down the streets of Baltimore City’s Hampden neighborhood during the Christmas season, you’ll

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Home Prices Up Across The Country

Some Highlights: The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report. In the report, home prices are compared

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Heres What A Mediocre Credit Score Might Cost You On Your Mortgage

Here's What a Mediocre Credit Score Might Cost You on Your MortgageA lackluster credit score could bring up your interest rate and set the stage for years of higher payments. But if you work on

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5 Reasons Why I Like Phoenix MD

Do you picture yourself living the country lifestyle, but want the convenience of the city close at hand? If so, then real estate in Phoenix MD is the answer. Here are five reasons why

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Why Is There So Much Paperwork Required To Get A Mortgage

Why Is There So Much Paperwork Required to Get a Mortgage? Why is there so much paperwork mandated by the lenders for a mortgage loan application when buying a home today?

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7 Reasons To List Your Home This Holiday Season

Every year at this time, many homeowners decide to wait until after the holidays to put their homes on the market for the first time, while others who already have their homes

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Veterans Affairs Loans By The Numbers

Some Highlights: Since the creation of the VA Home Loans Program, 22 million veterans have been able to achieve the American Dream of homeownership. So far in,

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Christmas Village In Baltimore Returns Thanksgiving Day

Christmas Village in Baltimore Returns Thanksgiving DayNovember 6th, 2017bySandra TroccoliinShareAs you tour homes for sale in Baltimore, be sure to include a visit to Christmas Village 2017.

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5 Reasons Homeownership Makes Cents

The American Dream of homeownership is alive and well. Recent reports show that the US homeownership rate has rebounded from recent lows and is headed in the right direction.

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Low Inventory Causes Home Prices To Maintain Fast Growth

The National Association of Realtors (NAR) released their latest Quarterly Metro Home Price Report last week. The report revealed that severely lacking

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Why Sell Now Instead Of Later The Buyers Are Out Now

Each year, most homeowners wait until the spring to sell their houses because they believe that they can get a better deal during the normal spring buyer’s market. However,

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HOW TO BUY A HOME IN YOUR TWENTIES

HOW TO BUY A HOME IN YOUR TWENTIES We’ve got to give it to the millennial generation; they’re an educated, tech-savvy bunch that typically knows what they want.,

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Thinking About Buying Know Your Credit Score

Thinking About Buying? Know Your Credit Score Knowing your credit score or getting a recent copy of your credit report is one of the first steps that you can take toward

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Buying A Home Can Be Scary Unless You Know The Facts

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The Cost Of Renting Vs Buying A Home

Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today .

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Wondering If Its Time To Downsize

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Hiring An Agent To Sell Your House May Cost You NOTHING

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How Long Does It Take To Buy A House

How long does it take to buy a house?Can you buy a house in 10 days?How long does It take to buy a house? The real answer involves more than the actual time required to make an offer and wait

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Builder Offering To Pay Off Student Loans For Buyers

Millennials are on track to become the most educated generation in history. This means they are also the generation with the most student debt. Depending on the type of degree earned, as well as the

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25 Tips For Firsttime Home Buyers

25 tips for first-time home buyersEmily Starbuck Crone, NerdWalletPublished  (Photo: John Bazemore, AP)Buying a home can be nervewracking, especially if you’re a first-time home

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No You Do Not Need 20 Down To Buy NOW

The Aspiring Home Buyers Profile from the National Association of Realtors (NAR) found that the American public is still somewhat confused about what is required to

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The Truth About Homeowner Equity

A recent article from a reputable news source was titled: Here's why some homeowners still can't sell. In the opening bullets of the article, the author claimed, “Negative

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5 MustDo October Projects

Bob Vila’s 5 “Must-Do” October ProjectsMake the most of these beautiful, brisk October days by getting your home and garden ready for the coming winter—and tackling a few fun weekend

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A Tale Of Two Markets A 6Month Update

Six months ago, we reported that the mismatch between the type of inventory of homes for sale and the demand of buyers in the US was causing the formation of two markets. In the starter

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You Dont Want To Hear This From Your Listing Agent

You’ve decided to sell your house. You begin to interview potential real estate agents to help you through the process. You need someone you trust enough to: Set the

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What To Look For In Your Real Estate Team

How do you select the members of your team who are going to help you make your dream of owning a home a reality? What should you be looking for? How do you know if you’ve found the right agent or

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7 Telltale Signs Its Time To Sell Your Home

Posted by AskHomesale.com on September 25, 2017Most people don’t plan on living in their first or even second home forever, but knowing when it’s time to move on can be tricky. Sometimes life

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How To Get The Most Money From The Sale Of Your Home

Every homeowner wants to make sure they maximize their financial reward when selling their home. But how do you guarantee that you receive maximum value for your house? Here

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Theres A New Business Brewing In Baltimore

There's a New Business Brewing in BaltimoreSeptember 7th, 2017bySandra TroccoliinShareCheckerspot Brewing Co. Opening in South BaltimoreBaltimore is known for its crab cakes, gorgeous marina, and

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Cooling Buildings With Green Urban InfrastructureThe Prudential Tower Living Wall in Newark, New Jersey. Credit: Prudential Financial, Inc.Summer is here, and the air is filled with the hum of air

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Homeownership Is A Precondition Of The American Dream

Hearth just released their 2017 State of the American Dream report which showed that Americans still see homeownership as an integral piece of the American Dream. The report confirmed

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Happily Ever Homeowner

Married couples once again dominated the first-time homebuyer statistics last year at 66% of all buyers, according to the most recent Profile of Home Buyers & Sellers. It is no surprise that

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The 3 Renovation Rules Youve Never Heard

Homes & GardensSeptember 4, 2017The 3 Renovation Rules You’ve Never Heardby Modupe OloruntobaImage: Pinterest Tackling some home improvement this Spring? We scoured the web for the

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How Supply And Demand Impacts Real Estate Home Values

Some Highlights: The concept of supply & demand is a simple one. The best time to sell something is when the supply of that item is low & the demand for that item is high!

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Homeowners Do You Know Your Homes Value

The latest edition of CoreLogic’s Home Price Index shows that nationally, home prices have appreciated 6.7% over the last year and 0.9% month-over-month. The release of the

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How Your Homes Value Grows Your Familys Wealth

Over the next five years, home prices are expected to appreciate 3.64% per year on average and to grow by 18.4% cumulatively, according to Pulsenomics’ most recent Home

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14904 Homes Sold Yesterday Did Yours

There are some homeowners who are patiently waiting to get the price they hoped for when they originally listed their houses for sale. Something these homeowners might want to take into

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Which Home Repair Jobs Are Most Important For Selling Your Home

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Top 5 A Reasons To Hire A Real Estate Pro

Some Highlights: Hiring a real estate professional to buy your dream home, or sell your current house, is one of the most 'educated' decisions you can make! A

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Empty Nesters Best To Remodel Or Time To Sell

Your children have finally moved out and you and your spouse now live alone in a four-bedroom colonial (or a similar type of house). You have two choices to make:

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Number Of Buyers Putting Down Less Than 10 Hits 7Year High

According to Black Knight Financial Service’s Mortgage Monitor Report, 1.5 million Americans have purchased a home with down payments under than 10% over the last 12

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Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey. Every quarter, 

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Dont Disqualify Yourself 52 Of Approved Loans Have A FICO Score Under 750

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Does your current house fit your needs? Does it seem like everyone else is moving up and moving on to more luxurious surroundings? Are you wondering what it would take to start living your dream?

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Pantone Predicts 2018's Hottest Home TrendsBy Natalie Way | Mar 24, 2017 Wondering what stylish homes will look like next year? According to Pantone, the color authority turned trend

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When a homeowner decides to sell their house, they obviously want the best possible price for it with the least amount of hassles along the way. However, for the vast majority of sellers, the most

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12 Home Design Trends For 2017 According To Pinterest

12 Home Design Trends for 2017, According to PinterestFrom faux marble to flamingos, the hottest Pinterest trends of 2017 are perfect for beach houses and beyond. By Caroline McKenzie1 of

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Homes Are Selling Quickly Nationwide

The National Association of Realtors (NAR) recently released their latest Existing Home Sales Report, which revealed that homes were on the market for an average of 28 days in

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Homeowners Net Worth Is Still Greater Than A Renters

Homeowner's Net Worth Is Still Greater Than a Renter's Every three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all

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Contrary to what many believe, Millennials are not the ‘renter’ generation. Millennials purchased a larger percentage (34%) of homes in the U.S. than any other age group in

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For 15K You Can Buy A Lighthouse In The Chesapeake Bay

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Housing Inventory Hits 30Year Low

Spring is traditionally the busiest season for real estate. Buyers, experiencing cabin fever all winter, emerge like flowers through the snow in search of their dream.

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How Long Do Most Families Stay In Their Home

The National Association of Realtors (NAR) keeps historical data on many aspects of homeownership. One of the data points that has changed dramatically is the median

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Millennial Homeownership Rate Increases

Recent headlines exclaimed the homeownership rate, as reported by the Census Bureau, rose again in the second quarter of 2017. What didn’t get much attention in the

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Do Your Future Plans Include A Move

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Buyer Demand Continues Outpacing The Supply Of Homes For Sale

The price of any item is determined by the supply of that item, as well as the market demand. The National Association of REALTORS (NAR) surveys “over 50

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A Buyer In Hand Is Worth Two In The Bush

In today’s highly competitive seller’s market where there are more buyers than there are homes for them to buy, some sellers may feel like the ball is in their.

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US Housing Inventory Hits A New Low

U.S. Housing Inventory Hits a New Low… List Your House TODAY! Every summer, families across the country decide if this will be the year they sell their current house and

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10 Ways To Protect Your Home While On Vacation

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Buying A Home Is A Good Financial Decision

84% of Americans Believe Buying a Home is a Good Financial Decision According to the National Association of Realtors®’ 2017 National Housing Pulse Survey, 84% of

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The Ultimate Home Sellers ToDo Checklist Infographic

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The 5 Greatest Benefits Of Homeownership

Recently, Freddie Mac reported on the benefits of homeownership. According to their report, here are the five benefits that “should be at the top of everyone’s.”

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7 Firsttime Homebuyer Mistakes To Avoid

7 first-time homebuyer mistakes to avoidby Beth Braverman   @CNNMoneyJune 28, 2017: 1:23 PM ET Virtual reality is the new open house It's tough being

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5 Reasons Why You Should Not For Sale By Owner

In today’s market, with home prices rising and a lack of inventory, some homeowners may consider trying to sell their homes on their own, known in the industry as a For Sale by Owner (FSBO). There

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Epic Housing Shortage Being Reported

The Joint Center of Housing Studies (JCHS) at Harvard University recently released their 2017 State of the Nation’s Housing Study, and a recent blog from

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The American Dream

Your Opportunity to Achieve the American Dream Keeps Getting Better!Forbes.com recently released the latest results of their American Dream Index, in which they measure;

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Existing Home Sales Surge Into Summer

Some Highlights: Existing Home Sales reached their third highest mark this year in May. Inventory of homes for sale has dropped 8.4% since last year, marking the 24th consecutive

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Good Time To Sell

75% of Homeowners Think Now is a Good Time to Sell! The National Association of Realtors (NAR) recently released the findings of their Q2 Homeownership Opportunities and

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2 Myths Holding Back Home Buyers

In Realtor.com’s recent article, “Home Buyers’ Top Mortgage Fears: Which One Scares You?” they mention that “46% of potential home buyers fear they won’t

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Buying Your House Back

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Check The Price

If Your Home Hasn’t Sold Yet… Definitely Check the Price! The residential housing market has been hot. Home sales have bounced back solidly and are now at their 

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The Right Paint Color Can Boost Your Home Value

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The TRUTH Behind The RENT Vs BUY Debate

In a blog post published last Friday, CNBC’s Diana Olnick reported on the latest results of the FAU Buy vs. Rent Index. The index examines the entire US housing market and then

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4 Reasons To Buy This Summer

Here are four great reasons to consider buying a home today, instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Index reports that home

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Mortgage Applications Jump Due To Lowest Rates Since Election

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Inspiring And Clever Attic Apartment Designs

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Building The Perfect Garden

FOR HOMEOWNERS8 Steps to Building the Perfect GardenPosted by ASKHOMESALE.COM on MAY 3, 2017With spring being in full bloom and Memorial Day weekend only a few weeks away, many people

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What Can Sellers Do To Make Their Homes Look Great

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Simple Staging Tips To Sell Your Home

Simple Staging Tips to Sell Your Home              Staging your home for sale can feel overwhelming. Creating and maintaining an HGTV-worthy home while selling

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HGTV Sweepstakes

     Berkshire Hathaway Homeservices Homesale has teamed up with HGTV to offer you this amazing sweepstakes. Who wouldn't love free cash to renovate their home? Don't miss your

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Working With An Agent Can Reduce Stress

Working with an agent can reduce stress for buyers and sellersAs the spring buying season arrives, real estate professionals often find the demands on their time and attention pulling

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Market Stats

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Spring Cleaning Tips

Spring is almost here! It’s time to open your windows, freshen up your home, and plan your outdoors spaces for summer. Check out these helpful tips to make the most of March: Plan your gardenIt

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Perception Vs Reality

Over the course of the year, mortgage rates hovered mostly in the mid- to low-3 percent range, giving consumers historically strong affordability for several months, even as home prices rose. But in

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